Evaluation of Old Age Pension Schemes in Karnataka


Old Age Pension is an important welfare measure aimed at supporting safety nets for the poor elderly citizens of the country. The Directorate of Social Security and Pensions, Revenue Department, Government of Karnataka, implements two old age pension schemes: The Indira Gandhi Old Age Pension scheme (Centrally Sponsored Scheme) and Sandhya Suraksha Yojana (fully sponsored by the State Government). Since considerable budgetary allocation is involved inrunning these two schemes, it is important to identify crucial issues that affect the efficacy of the scheme. This project attempts to evaluate the implementation of these two schemes, looking at critical issues including pension disbursement, selection and patterns of beneficiaries selected, spatio-temporal patterns in fund utilization across the state, the socio-economic conditions of the beneficiaries and the relative importance of the pension to the beneficiaries.

This evaluation is carried out in two phases. In phase 1, the review of literature,

Project Snapshot:
Partners Directorate of Social Security and Pensions & Directorate of Economics and Statistics, Govt of Karnataka
Status Phase I completed

analysis of secondary data and data of the web based MIS of revenue department will be done. Based on the results of phase 1, the design, sampling methodology and locations of field validation in phase 2 will be formulated.

Objectives of phase 1 of the study

1. Literature and secondary information review

a. Compilation of findings of different studies
b. Recognition of important issues
c. Budgetary allocation and financial indicators for the scheme

2. Secondary data collection and analysis

a. Identification and comparison of taluk/district trends in

  • Analysis of beneficiary demographic status
  • Allotment of new beneficiaries: taluk / district wise
  • Average duration of pensions for beneficiaries
  • The trend of accepted and rejected number of applications based on available scheme data

b. Identifying issues of concern

  • Identification and comparison of high beneficiary density taluks and their population densities.
  • Un-natural trends in scheme enrolment and duration of pensions

3. Suggesting suitable sampling methodology and sample sites for the Phase 2 to conduct field evaluation.

Study Period

In the phase 1, the secondary data will be reviewed right from the inception of the scheme if computerised data are made available with respect the objectives and sub objectives mentioned in section 2.1. If the computerised data is not available, the study period may needs to be restricted for past three years.


Data Collection and descriptive analysis

Based on the computerized individual beneficiary information provided by the Directorate of Social Security and Pensions, beneficiary demographic details, dates of application, dates of approval/rejection, current status etc will be extracted. This information is used to obtain a comparative descriptive analysis of taluk/district-wise beneficiary details.

Identification of issues for field validation/verification

Based on literature review, descriptive analysis and trends analysis, the results of analysis of secondary data is obtained. This gives a clear picture of current status of the scheme in terms of trends and geographical distribution of beneficiaries, average duration of distributed pensions, timing and lags in pension application and approval etc. Based on these results, critical issues and regions of the state wherein field verification and validation are required can be carried out.

Design of field verification module (Phase 2) of the evaluation

Based on the issues of concern identified after analysis of the secondary data in phase 1, the design of the second phase of the study including issues to be explored as part of field validation, sampling and survey methodology and suitable statistical analysis tools for analysis will be formulated.

Outputs of the study

  • Recognition of important issues connected to old age pension and evidence of their occurrence based on secondary data analysis.
  • Detailed analysis and comparison of taluk/district trends in beneficiary demographics, including analysis of application process and beneficiary densities.
  • Identification of specific issues of concern to be validated through deeper analysis including stakeholder interaction and field verification
  • Identification of target issues and target regions
  • Identification of data requirements
  • Statistical sampling strategy applicable for field verification
  • Detailed proposal including budget for conducting the second phase of the study